Mortgage market forecast 2026: What’s in store
Original Article Summary
Lending for residential property purchases grew by 22% this year to £176bn, but what is likely to happen in 2026?
PropMatch Curated Analysis
UK Finance forecasts mortgage market growth slowing to 2% in 2026 due to affordability pressures, with BTL lending remaining flat at £11bn and 1.8 million fixed-rate mortgages expiring requiring refinancing.
Investor Relevance
Critical for financing strategy planning - shows tightening affordability affecting acquisition potential, flat BTL lending indicating continued sector challenges, and massive refinancing wave (1.8m mortgages) creating both risk and opportunity for portfolio optimization.
Original Source:
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