Buy-to-let lending rose in Q4 2025 amid remortgaging growth
Original Article Summary
New demand for BTL purchase remains fragile, according to UK Finance
PropMatch Curated Analysis
Q4 2025 saw 18-21% growth in BTL lending driven by remortgaging rather than new investment, with yields rising to 7.18% and rates falling to 4.77%. Market shows resilience but underlying purchase demand remains weak due to regulatory pressures.
Investor Relevance
Critical for refinancing decisions and market timing. Rising yields (7.18%) and falling rates (4.77%) create improved investment metrics, while the shift from purchases to remortgaging indicates market consolidation rather than expansion.
Original Source:
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