Average mortgage up nearly £350 a month since Iran conflict began
Original Article Summary
Higher mortgage rates are exposing big regional affordability imbalances
PropMatch Curated Analysis
Average UK mortgage costs have risen by up to £348/month since geopolitical tensions drove gilt yields and fixed rates higher, with a two-year fix at 90% LTV now averaging 6.04%. The regional disparity is stark — London borrowers face three times the monthly cost increase of those in the North East.
Investor Relevance
For leveraged property investors, this rate spike directly compresses rental yields and acquisition affordability, particularly in high-value southern markets. Investors approaching refinancing, planning new purchases, or stress-testing existing portfolios must update their financing cost assumptions. The regional affordability gap also signals where demand erosion and price corrections are most likely to concentrate.
Original Source:
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