Buyer confidence edges back, but mortgage rate volatility risks recovery
Original Article Summary
The total value of outstanding residential mortgages in the UK reached a record £1.734trn in the final quarter of 2025, according to new data from the Bank of England. Figures from the central bank’s Mortgage Lenders and Administrators Statistics show the stock of mortgage lending rose by 0.8% during the quarter and was 3% higher […]
PropMatch Curated Analysis
UK mortgage lending reached record £1.734trn but new commitments fell 11.9%, with high-LTV lending at highest since 2008. Geopolitical volatility threatens recent affordability improvements that were driving buyer confidence.
Investor Relevance
Critical for financing decisions and market timing - shows tightening lending conditions, increased competition for high-LTV deals, and potential rate volatility affecting refinancing and acquisition strategies. Buy-to-let share increased to 8.4% indicating investor activity.
Original Source:
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