HSBC now lending 6.5x income for mortgage
Original Article Summary
This is the highest income multiple the market has seen in years
PropMatch Curated Analysis
HSBC now offers mortgages up to 6.5x income for Premier customers (£100k+ earners) at 90% LTV, marking the highest income multiple in years and signaling increased lender confidence following regulatory flexibility.
Investor Relevance
Expanded lending capacity could increase buyer pool for higher-value properties, potentially supporting property values and rental demand. Investors may also benefit personally from increased borrowing capacity for portfolio expansion, and signals broader market confidence returning.
Original Source:
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