Santander and Zephyr cut buy-to-let rates
Original Article Summary
Santander and Zephyr Homeloans have reduced buy-to-let rates. Santander rates start from 3.99% compared to the latter’s 2.69%, though Zephyr’s products come with high fees. Santander There is a 3.99% rate for a 2-year fix to 60% loan-to-value with a £1,749 fee, for those making a buy-to-let purchase. A 4.15% 2-year fix is available with […] The post Santander and Zephyr cut buy-to-let rates appeared first on PropertyWire.
PropMatch Curated Analysis
Santander and Zephyr Homeloans have cut buy-to-let mortgage rates, with Santander offering rates from 3.99% and Zephyr from 2.69%, though Zephyr charges significantly higher 7% fees.
Investor Relevance
Direct impact on financing costs for acquisitions and refinancing. Lower rates improve investment returns and cash flow, while fee structures affect break-even calculations. Particularly relevant for investors considering new purchases or remortgaging existing BTL properties.
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