BTL lending holds steady in Q2 as yields rise and arrears decline – UK Finance

Original Article Summary

Mixed results highlight the ongoing uncertainty facing the buy-to-let market

PropMatch Curated Analysis

Q2 2025 BTL lending remained stable with 49,590 new mortgages worth £8.8bn, while average gross rental yields rose to 7.26% and interest cover ratios improved to 210%, though possessions increased 11.3%.

Investor Relevance

Critical market health indicators showing BTL remains viable with improving yields and ICR ratios, informing acquisition timing, financing strategies, and portfolio performance expectations against current market benchmarks.

Original Source:

Property Industry Eye
Initially published on .

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