Buy-to-let revival in Q1 as activity surges

Original Article Summary

There’s been a 38.6% increase in buy-to-let loans issued in the first quarter of 2025 year-on-year, the Buy-to-let Mortgage Market Update from UK Finance has revealed. Average buy-to-let rates have dropped in that period, as they averaged at 4.99% in Q1 2025, down from 5.40% in the same quarter last year. Nathan Emerson, chief executive […] The post Buy-to-let revival in Q1 as activity surges appeared first on PropertyWire.

PropMatch Curated Analysis

BTL lending surged 38.6% in Q1 2025 with mortgage rates falling to 4.99% and yields rising to 6.94%, signaling a market revival after years of decline. The 'big landlord sell-off' appears to be ending as borrowing costs stabilize.

Investor Relevance

Critical for investment timing decisions, refinancing strategies, and market entry/re-entry planning. Lower rates improve cashflow viability while increased lending availability suggests easier access to finance for acquisitions and portfolio expansion.

Original Source:

PropertyWire
Initially published on .

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