Menu

Compare UK Property Tax Across Tax Years (2025-2027)

Compare your property tax across 2025/26, 2026/27, and 2027/28.

This calculator reflects the latest rates announced as part of the Autumn Budget 2025. Refer to theBudget 2025 Hub for comprehensive information. England and Wales only.

Enter your details

Mortgage interest is treated differently for individuals and companies

Employment, pension, or other non-rental income

How this calculator works

This calculator estimates and compares your total property-related tax across three tax years using official UK tax rules and Budget 2025 changes.

Results show total tax, effective tax rates, and year-by-year comparisons with clear deltas showing how tax changes impact your position over time.

What this calculator compares

  • 2025/26 – current baseline rules
  • 2026/27 – dividend tax rate increases apply
  • 2027/28 – rental income tax rate increases apply

How accurate are the results?

This calculator provides estimates based on current legislation and announced Budget 2025 changes. It is ideal for planning, comparing ownership structures, and understanding future tax exposure.

It is not a replacement for personalised tax advice.

What's not included

This tool does not model:

  • Council tax surcharges (vary by local authority)
  • Stamp duty (SDLT, LBTT, LTT)
  • Capital gains tax
  • Scottish income tax rates (this calculator applies to England & Wales)

For detailed tax rules, assumptions, and worked examples, see the Compare Tax Years Calculator Manual, How We Calculate (Methodology), and the Budget 2025 Analysis.

Frequently Asked Questions

What does this calculator compare?
This calculator compares your estimated property tax across three UK tax years: 2025/26 (baseline), including 2026/27 (dividend tax changes for companies) and 2027/28 (rental income tax changes for individuals). It shows the total tax, effective rate, and what changed each year.
How accurate are the results?
This calculator provides directionally accurate estimates based on current UK tax rules and announced Budget 2025 changes. It is not a replacement for personalised tax advice.
Does this include council tax or stamp duty?
No. This calculator focuses on income-related property taxes only: income tax for individuals, corporation tax and dividend tax for companies. Council tax, stamp duty, and capital gains tax are not included.
Does this apply to Scotland?
This calculator applies to England & Wales only. Scottish income tax rates differ and may lead to different outcomes.
Why does tax increase in 2027?
Budget 2025 introduced higher rental income tax rates from 2027/28 (+2 percentage points on all income tax bands). Dividend tax rates increased from 2026/27.
Is this different from the Budget impact wizard?
Yes. This calculator shows total estimated tax per year, while the Budget impact wizard focuses on policy-driven changes relative to a baseline. Use both for a complete picture.
View more FAQs and troubleshooting in the manual →How we calculate (methodology) →